The function of the User accounts is to control which Users or which User Teams use which parts of the program. This is particularly useful for larger companies which are structured with multiple teams each responsible for different parts of the debt management process. It is also possible for the administrators to have reports on user activities.

Each User logs into the program using their unique user-name and password.

An administrator adds as many other Users as required, sets their permissions and accesses as is seen fit. These can be adjusted later from the Users window. When new features are added, either new reports built within the program by the User, or with a new release, a new User permission will usually accompany it, so that the administrator can control it's accessibility.

For ease of use, User templates can be created, this is in order to easily have many Users using exactly the same set of permissions and updating them all with adjusting just the template.
There is also a copy User permission functionality.

User teams can be created, however this is not for the use of permissions etc, rather it is for grouping users into teams for the ease of checking the team's progress in the main ToDo and History list and for running reports based on teams.